Operating a grocery store can come with a fair share of unique obstacles. In order for you to protect your business and its assets, you need the right insurance coverage. Qualifying grocery stores may want to look into unique programs like Grocers’ Advantage, which are aimed at providing assistance for the specific needs of a supermarket or similar establishment. If you want to know what is Grocers’ Advantage, now is the time to explore the details.

How Does It Work?

This option is best explained by the professionals at www.iwains.com. In order to qualify, your business must meet specific requirements. Your store must not sell firearms, less than 20% of sales can be related to liquor, and there can be no on-site habitation. If you meet these requirements, then this policy option may be a great fit for your needs. This type of coverage typically includes:

  • Property insurance
  • General liability
  • Workers’ compensation
  • Risk management solutions

Industry-Specific Coverage

Theft, spoilage, and cyber crimes are all common concerns for grocery stores. The beauty of this type of policy is that you will be covered in an array of circumstances and stay ahead of any potential threats that arise.

There are many reasons to consider an insurance option like Grocers’ Advantage. Look into the details to determine whether or not your business will benefit from this policy.