Signing up for new insurance coverage can be a daunting task for new business owners. Especially for new manufacturers surrounded by an abundance of risks, finding adequate coverage is critical yet challenging. To help simplify the process for you, here are the primary coverages you should look to include in your policy when searching for manufacturers’ insurance.

Liability Insurance

As seen on, there are a number of liability coverage options. Their purpose is to protect you against lawsuits by covering your legal fees and damages owed. Some of your liability coverage options include:

  • General Liability
    • Pollution Liability
    • Professional Liability
    • Directors & Officers Liability

Property Insurance

Property insurance protects you in case a disaster strikes your property. You can choose to cover your building, equipment, furniture and data and your policy will pay to replace or repair them should they be involved in an incident. In conjunction with loss of use coverage, which can be used to cover your lost revenue while your property is out of order.

Workers’ Compensation Insurance

Workers’ compensation protects your employees in case of a workplace accident that leads to an injury, illness or death. Your policy will cover the medical costs as well as any funeral costs. It can also be used to cover employees’ salaries while they’re away from work.

Manufacturers face a lot of risks within their everyday operations. Working with an experienced agent to build out your policy will go a long way in helping to mitigate these risks.