Staffing agencies are, like other types of businesses, required to carry certain minimum insurance. There are some policies that, while not required, make a lot of sense considering the risks faced by the unique business activities. According to, staffing agencies should carry these three types of insurance coverage to protect their assets.

1. Auto Liability

This is one area where staffing companies are at increased risks compared to other types of businesses. Employees frequently use personal or client vehicles for work-related tasks, which creates serious liability concerns. These are typically not covered under a standard business auto policy, yet your company could be held liable for any accidents, injuries or damages that occur as a result of work-related trips. The right hired and non-owned auto policy will extend liability protection to vehicles that are owned by employees or clients or rented through a third party.

2. General Liability

Like any other business, a staffing agency should have general liability protection. Professional liability can protect individuals against certain types of claims as well.

3. Workers Compensation

Most states have workers’ compensation requirements that staffing agencies will need to comply with. Because of the large number of employees at a staffing company, this can be a substantial expense. You will want to work with a knowledgeable agent to determine the correct type of coverage and how to minimize associated costs.

Having the right insurance coverage helps to minimize business risks and keeps staffing agency assets protected in the event of a claim.